Delay, Deny, Defend Part 2: A Fair Payment for Your Injuries
The large insurance companies deliberately “delay, deny and defend” against your honest claim until you give up and take less than fair value on your injury case. What can you do to get a fair payment for your injuries? In our earlier blog, we offered advice on how to obtain fair compensation from a major insurance company after being injured in crash. Here’s more:
3. Be prepared to have your lawyer file suit in your case sooner rather than later. The days when insurance companies realistically evaluated claims and settled cases that should be settled for a fair amount are pretty much gone. If you lawyer does not wish to file suit in your case, you need to know why. You also probably should consider finding another lawyer. If you are not prepared to become involved in a law suit, call the insurance company and tell them that you will take whatever they offer, because you are not going to get paid fairly for your injuries.
4. Get ready to have your entire medical history called into question. Remember 5 years ago when you dove for that softball during the summer work league baseball game? You went to the doctor because you scraped your knee during the dive. You missed a few hours from work, but otherwise you don’t remember much about that time because it was pretty uneventful. Well, by the time your case is in full swing, the insurance company will be telling the court that those serious leg injuries caused by the auto crash were REALLY caused by your careless dive for that softball 5 years ago. You are trying to blame your “preexisting” injuries on the auto crash, says the insurance company’s attorney, in an effort to make a quick buck. Everyone (including the insurance company) knows that this is ridiculous, but that’s how they play this game. Remember, the strategy is to get you so frustrated that you will settle this claim for less than full value. Contrary to what many innocent folks think, it’s not about a search for the truth and a desire to be fair. Ain’t nothing fair about it!